What to Wear The coldest months in Niagara Falls are November through March, when temperatures average between -6 and 4°C (21 and 39°F). Snowfall is abundant during the winter months. April and October are also brisk. June, July and August are balmier, with average highs of 26°C (79°F) and lows of 15°C (59°F). Keep in mind that the falls affects local weather conditions. Even on the sunniest days, visitors close to the falls can get quite wet from the mist if the wind is blowing their way. Be prepared to wear rain gear or to don dry clothing.

Banking & Credit Cards Most major North American credit cards are welcome in Niagara, including American Express, Carte Blanche, Diners Club EnRoute, Mastercard and Visa.
Automated banking machines (ATMs) with 24-hour access, and various in-store debit card services, are available across Niagara on a basis similar to the services available elsewhere in Canada and in the United States. Many support interbank cash transactions. They are located in many small and large stores, malls, banks, trust companies, and public transportation terminals. Before you leave home, check with your bank to find out what range of banking services its cards will allow you to use.

Currency Exchange Currently, the U.S. dollar remains somewhat on par with the Canadian dollar. It is recommended that visitors to Niagara use Canadian funds. The rates for currency exchange vary in different establishments and there are no laws that enforce these rates of exchange. It is recommended to change your money at a bank or at a Currency Exchange Center.

Banks Banks are normally open from 10am to 4pm Monday to Friday and will levy a fee of between $3 to $6 for non-client transactions. Currency Exchange Centers have more flexible options, usually open 7 days a week from early morning to evening, with fees as low as $1. You will find them conveniently located on all our international bridges as you enter the country, as well as throughout the city. Casino Niagara also offers currency exchange with rates comparable to banks.

Note International travelers should check with their Bank prior to leaving, to ensure that the Bank is aware that you will be travelling out of country. Credit Card Companies will decline purchases that are made from foreign destinations as a safety measure. However, they can flag your account to accept the charges if they are told ahead of time.